Should I spend, spend, spend?


Last year I started to put money into a defined contribution pension scheme that my employer provides. I do not know what I am invested in and I do not know much about how well my investments are doing.

All I know is that a certain sum is taken from my salary every month and I hope (no, I pray) that it is enough to live on when I have silver hair and a Zimmer frame.

Even though I do not have intimate knowledge of my pension fund investments, I do know that I need alpha for the